China's Endowment Insurance System Vicissitude Mechanism Research

The current old-age insurance system in China system can be divided into the retirement system of the organs.the endowment insurance system for enterprise employees.pension insurance system for rural residents, old-age insurance system for urban residents and the military pension insurance system. According to their specific payment proportion of funding pensions methods and the pay methods.Per plate can be divided into variety of small plates. The reality of a high degree of non-uniform pension insurance system is not conducive to play the top important function of the social security system. The financial crisis in2008exposed the risk of the development model of China’s foreign trade dependency and controllability. China must rely on domestic demand to promote economic growth. Pension insurance system as a social security system, the most basic and important project, if proper arrangements can lift,the s of the resident’s worry can be released,which promote China’s economic shift to the domestic demand-led economic growth mode. Old-age insurance system in China since1984. has been nearly30years of reform,still have many big problems like:a pension gap among different groups, the gap between urban and rural areas, serious unfair, higher pension payment and a lower lever of alternative rate. China’s pension system has gone through what kind of system evolution? What is the internal mechanism of institutional change? What are the causes of the pension insurance after years of reform and still be cundemned by it’s people? What We can learn from it? What value should We build the future of the pension insurance system based on? This article seeks to answer the problems. To solve these problems,a study from the following aspects:The first part is on the basis of the literature, including the first three chapters. The first chapter is an introduction of this study’s background, significance, research areas, innovation and further research possible, and made a more detailed review of the literature. The second chapter is the study of China’s pension system change mode and change mechanism. By combing the literature on the theory of institutional change in China’s pension system.put forward the the theoretical framework of China’s pension system to analysis it’s change mechanism. The third chapter is the study of China’s pension system before it’s opening up reform.which focus on the characteristics and the level of the urban and rural pension systemThe second part is the study of institution mechanism accordding different groups, which including the fourth, fifth and sixth chapters. Based on the theoretical analysis framework shifted at he second chapter.choose the critical system nodes, expand the study on urban worke’rs. agencies and institution’s retirees, and rural resident’s pension insurance system, focusing on the pension system change process and the mechanism of the various groups, and eachv make a brief evaluation of the system evolution. In the fourth chapter, the system of old-age insurance for enterprise employees change mechanism is divided into the re-socialization, the introduction of individual accounts and co-ordination level three nodes, analysis the three stages of institutional change mechanism:in the fifth chapter, change mechanism of the organs and institutions units pension system is divided into two stages (1992-2000and2008-).analysis the power and resistance factors in the process of institutions changing:in Chapter VI. change mechanism of the rural residents pension insurance system is divided into two stages (the old farmer pension insurance and the new farmer’s pension insurance). analysis the power and resistance factors in the process of institutions changing:.The third part is the contrast induction of previous chapters.including the seventh and eighth chapters. Chapter Ⅶ made a comparative analysis of change mechanisms of the three groups pension system, and pointed out the effects in the current system’s pattern institutional which caused by change mechanisms; Chapter Ⅷ made summary of the full text,draw the main conclusions. Combining with the experience and lessons of Chapter Ⅶ,Chapter Ⅷ also make some relevant policise...