Research On The Worker Endowment Insurance Expends Game Of China

With the development of society and economy,the situation of China's endowment insurance has some changes.Firstly,the aggravating trend of aging population make the labors are fewer and fewer.It gives worker some advantage in negotiations with the enterprise.Secondly,life expectancy extension gives the government some burden in pension payment.The delay retirement policy,began to discuss in 2015,equivalent to reduce the retirement pension,so reduces the enthusiasm of worker pay endowment insurance.Finally,the fluctuations of the global economy make China corporate profits decline,cause some difficulties in pay endowment insurance.Face to these problem,we need to find a way to develop and improve the old-age insurance policy,stimulate enterprise and worker payment desire.This has the extremely significant significance to ensuring endowment insurance of sustainable development.First of all,clear the basic concept of endowment insurance system,the main body and its basic income,the basic situation of endowment insurance flight fee.Make sure the object and its basic characteristics of game.Secondly,summarize changes and current problems of endowment insurance system.Understand the underlying background of China's economic and social changes.Divided the change into three types.the first type is worker status change;The second type is endowment insurance change from rely on society to rely on society and personal;The third type is enterprise run change from by country to by market.And then,using the game theory analyze the there main body(government?enterprise?worker)in four constraint condition.The four constraint conditions are:First,compare to worker,enterprise is strong,endowment insurance expends has nothing to do with the retirement income.Second,compare to worker,enterprise is strong,endowment insurance expends is relate to the retirement income.Third,enterprises run difficult pay endowment insurance will face bankruptcy.Fourth,compare to enterprise,worker is strong.Finally,use Eviews software do empirical analysis.The most important effects are endowment insurance.Therefore,strengthen endowment insurance personal accounts,ensure that get back the most can promote the desire of worker and enterprise to pay endowment insurance according to the facts.