Research On Risk Control Of Mortgage Financing Of Chinese Painting And Calligraphy Art Works

With the rapid development of the international art market,the turnover of Chinese art market is increasing year by year,and it has become one of the fastest growing countries in the world art market in the past 20 years.The wealth effect of art market attracts more and more commercial capital to enter,and its combination with finance is an inevitable trend.As the basic form of combination of art market and financial capital,the mortgage financing of Chinese painting and calligraphy works of art has become the key point for the quality mortgage of art and the integration of art market and financial capital.All industries are actively exploring in practice.However,in the academic field,the related research still stays in the theoretical and structural discussion,which lags far behind the needs of market practice.This study confirms that the value of painting and calligraphy works is the core of the risk of collateral financing of painting and calligraphy works.Aiming at the current situation of Chinese painting and calligraphy art Mortgage financing,this paper expounds its operation mode,risk identification and control mechanism by means of theoretical analysis,comparative analysis and empirical analysis,explores the control measures to deal with risks in specific practical application,and puts forward perfect ideas for risk control of Chinese painting and calligraphy art mortgage financing.The first part discusses the ontological value of Chinese calligraphy and painting artworks.As the core of the mortgage financing risk of Chinese painting and calligraphy artworks,it is necessary to recognize the value characteristics of painting and calligraphy artworks,and complete the construction of value in the research and discussion of its ontology value:namely,the ontology value,carrier value and added value of painting and calligraphy artworks.Valuable painting and calligraphy works of art can be capitalized,which is the premise of painting and calligraphy works of art mortgage.The second part combs the history and present situation of Chinese painting and calligraphy artwork mortgage financing.It mainly focuses on the historical pedigree of the mortgage of calligraphy and painting works and its development in today's world.It separates the mortgage of painting and calligraphy from the market as a specific field to sort out its development,aiming at describing its personality and status quo by tracing back its development process.Through sorting out and summarizing the historical pedigree and diversification,specialization and structured development status of collateral for calligraphy and painting works of art,we can deepen our understanding of the essence of collateral financing for calligraphy and painting works of art.The third part studies the mortgage financing risk and identification system of Chinese painting and calligraphy artworks.Through the performance of the causes of risk,risk,risk identification and classification,analysis due to the characteristics of painting and calligraphy art in different risks in the process of mortgage,and USES the multivariate analysis and sum up the risk recognition elements,try to establish the corresponding index system by auxiliary to recognize the risks of painting and calligraphy in mortgage finance.The fourth part,inspired by the art risk control strategies of western countries,analyzes the risk control mechanism in the mortgage financing of Chinese painting and calligraphy works of art with general to special research methods.Examples of mortgage financing business of calligraphy and painting artworks in various business types such as Banks,cultural industry institutions and Internet platforms are selected for empirical analysis to compare and study the risk control measures of each business type.Combining their own advantages,different types of business forms expand the risk control mode on the basis of general control methods,which objectively promotes the Chinese painting and calligraphy art market to gradually standardize,and realizes the innovation in the field of art finance.The fifth part puts forward the corresponding countermeasures and directions for the bottleneck of Chinese painting and calligraphy art mortgage.It is suggested to improve the access mechanism,appraisal and evaluation method,centralized insurance custody mechanism and transaction cash disposal mechanism of calligraphy and painting artworks from the perspective of internal control based on the ontology risk control of calligraphy and painting artworks,and use insurance,reserve and other financial instruments to improve the internal operation system to control risks.Based on the perspective of external environment control,put forward from the laws,policies and regulations,establish credit mechanism to perfect the policy system,from appraisal and traceability,art insurance,strengthen the cultivation of inter-disciplinary talent point of perfect market service system,finally realizes the internal external combined together,the path of the perfect painting and calligraphy art mortgage financing risk control system,build the art market ecosystem health,order.