A Research On The Development Issues Of For The Elderly In China

Population aging is one of severe challenges and problems to the society, China's population aging problem has the typical feature as "old before getting rich". On the background of the growing population aging phenomenon, the rapid growing demand of "security" and "housing" is still in a serious imbalance and the lagging situation thanks to the restricted pension budget and immature pension industry. The apartments for the elderly has initiated as an aged caring mode under the pressure of traditional pension culture, strong reality pressure and complex market power.Research on evolution of the apartments for the elderly and discovery on present problems as to optimize the developing path is of importance in theory and practice. Not only the welfare pluralism theory, externality theory, life cycle theory, resource allocation theory and property division and asset liquidity theory can be enriched, but also can offer elderly people good reference how to choose the economic, effective, suitable mode of aged caring mode. Study on the development of the apartments market demand, supply factors, policy effect in the aspects of macro and micro level to the whole society, the government and the individual will produce synergies and help us relieve endowment pressure and challenges in the future.In this paper, I analyzes several confusing groups of concepts based on aforementioned background and significance; then states the change and development of aged caring mode over the world and our country; then sorts the development and evolvement of old-age caring institutions from ancient time in China; then elaborates the inevitability of elderly apartment; then define their properties and roles, and point out the significance of elderly department in our country. Then, analyze the development experience and path of developed countries or regions like America, Japan, Canada, Singapore and Hong Kong.This thesis analyzes the development of elderly apartment's market under the background of aging population by using theoretical and empirical models to the apartments market demand and market supply situation. Then, draw some basic conclusions on the present situation and trend of population aging in China, market development logic, demand potential and the supply situation. On the basis of case investigation questionnaire, this paper studies the affecting factors on the willingness of demand for elderly apartments in Chongqing.In the debate on developing and operating mode of elderly apartment, my thesis provides four perspectives (industry standards, demand and supply, development and operation, financing) of development philosophy to guide current development of elderly apartment. Secondly, I offer seven kinds of modes for developing, and two kinds of operating modes elderly apartment. Thirdly,-I figure out how to promote development and operation of elderly apartment. Last but not the least, I do some case study on "Qing-He-Yuan" elderly apartments project about development characteristics, business model and profit model.In studying the financing problem of elderly apartment, the first thing, this paper does overview of the basic situation of capital market for elderly apartment; then analyze the bottleneck factor of financing supply from its factors, developers factors and institutional factors. Once again, I construct the overall context of the market financing supply system from the three aspects of financial funds, policy funds and market funds. Finally, discuss the optimization and innovation of market financing channels of supply and deeply think to the development of market financing problem of apartments for the elderly.On the elderly service personnel problems, this thesis analyzes the basic status and some problems in our country, and then elaborates the importance of the construction of talent mechanism and countermeasures in six aspects:training mechanism, selection system, development mechanism, evaluation mechanism, incentive mechanism, security mechanism.Finally, this paper thinks about the role of government and the policy recommendations about financial and taxation from institutional arrangements, development planning, government support and supervision and management in the development of apartments for the elderly and put forward the corresponding policy recommendations. Then,introduce financial and taxation policy from fiscal subsidies,loans and guarantees and government purchase pension service policy.Next,then analyzes the effectiveness and existing problems of these policies, and finally puts forward fiscal policy recommendations to promote the development of apartments for the elderly.