Give Play To Rural Financial Function, Bring About An Advance In Rural Economy

ThenatkralconditicreofChradetemT^at any time. Thre are great meanings to rational economic development and steady politics in the development of agriculture and rural economy. Study how to give play to rural financial fanctian, it is a Iheme of this text to bring about an advance in rural finance. The author tries hard to analyze and solve Ihe problem that the rural finance has not coordinated to roopsrate with tte rural econoirrym theory and in feet during the rural economic reform,This text lays particular emphasis on the actual state of Chinals rural economic development The author uses the real example to analyze the relation of probing into rural economy and finance, adopts comparative analysis combining his actual working experience for many years in Agricultural Bank of China Expound the feet that the rural finance defect and reform in organizing system, inside management, outside policy and credit environment etc. are proposed in this textThe research conclusion of this text is as follows: Fust, the rural ecorenrydetemnnes rural finance, rural finance should reform and innovation constantly in order to meet the request raised in rural economy industrialization and peasant's income. Second, tre rural reform in banking system should follow the rnarket-oriented principle. Agricultural Bank of China should realize commercialized management Agricultural Development Bank of China srç±¾kj expand the operatoifiekiQuTtiyside Credit Cooperative should become real cooperative economy. Third, grvirg play to rural financialfunctions must improve the in-house management level of mral firianceard personnels quality. Fourth, separating government function from enterprise rnanagement,fegpvenTmertshoukl not intervene the managing directly of the rural finance and rural enterprise. The government should set up the competition mechanism of the market, encourage the direct financing, solve the problem that" the market does not work", ofier help for rural financial development, such as protecting, replenishing, discount loan, information service etc.. Fifth, it is a basic way to realize njral financial creditot's rights to set up and amplify the social credit system.Zhai gengui, agricultural economical management Professor Li vouhua...