Influences And Countermeasures:WTO To Chinese Banking

In Dec.11, 2001, our country join WTO in due form, which will definitely have deep influence on our country's foreign trade as well as our economy life in all aspects, including our banking. So it is a very important theoretical and practical task to investigate the effects and corresponding countermeasures. This paper focus on this problem, stresses on studying the effects on our banking. On the basis of analyzing comparatively on the core competency between Chinese and foreign commercial banks, the author provides some suggestion to our country's banking according to the situation of our country.The main intention of the paper is to analyze the effects and countermeasures on WTO to our banking, which will do help to our country's banking facing the impact of WTO.Chapter 1 introduces the prescripts of WTO on opening the finance service and the corresponding consents of our government.Chapter 2 particularly analyzes the impacts of WTO to our banking, including the income and cost, the challenge from the foreign banks, the financial safety and so on.Chapter 3 compares the core competency of commercial banks between China and foreign countries, from which we recognize the deficiencies of our state-owned commercial banks.Chapter 4 seeks to find the countermeasures of our commercial banks, including expediting the reform of our state-owned commercial banks, adjusting our competition strategy, and strengthening the risk supervision; what's more, the government should reinforce the protection to our banking and inspect efficiently on the foreign banks.