The Chinese Banking Developmental Strategy In Economic Globalization

In this dissertation, we discuss the Chinese banking developmental strategy in economic globalization. It include four factors: the economic globalization, the economic globalization on banking, the banking development of developed country, the current circumstances and the developmental strategy of Chinese banking. The chapter one is about the meaning, the contexts and the characters of the economic globalization. The economic globalization means the steady increase of the flouting across-country scales and forms like goods, services, and product stuffs. Technology and information rapid spread in each country. With the deep-going international division, it will improve the disposition efficiency of the product operation resources. So it causes the intensive mutual tendency on economic of each country. The economic globalization comprises: the product operation globalization, the consumption globalization, system integration and so on. The important characters of international finance in economic globalization are: the market integration, organization aggregation, trade-network, rule-united, policy integration. The chapter two discourses the economic globalization on banking. The effects on banking are: operation, business, competition, service innovation, multiple income, management, behavior. The chapter three dissert the banking development of developed country. These appear the following status: the expend and the renewal of the banking operate business, the rise standing of banking, the increase of out-payment business take more profit rooms of banking, the global banking service. The chapter four describes the current circumstance and the development strategy of china. How to solve theseshortcomings in china banking, such as: the low ability of gain profits, the less of the capital number, the weak of the capital quality, the disease of system, the low transparency of finance. So the strategy schemas of the china central bank are across-industry operation, the transparency rise, the improvement and innovation of microeconomics and macroeconomics system. In the china commercial bank, it must take action on several innovations like system, technology, management, market.