Study On Banking Credit Risk Resulted From Credit Decision Of Rural Enterprise

In order to debase the banking credit risk, a lot of research has been done aimed at improving the quality of rural enterprise's credit decision. First, the method of system analysis was used to summarize the systemic character of financial management of rural enterprise. By means of dynamic game, cause and effect analysis, a systemic framework of the interdependent relationships of banking risk and rural enterprise credit decision was made which can post the deep-seated reasons of banking credit risk. Then, used AHP and fuzzy evaluation, the mathematic model was put forward and demonstrated, which can evaluate the quality of rural enterprise credit decision. The model brings forward that the rural enterprise can advance the rural enterprise credit decision quality by means of analysis the goal, process, methods, means, main body, information and provides method sustain for bank improving on supervision of content and fashion. Finally, the stress and combination tactics were given from three points of view for rural enterprise , bank & government to control and prevent the banking credit risk.