State-owned Commercial Banks In Enterprise System Innovation Research

Chinese traditional state-owned commercial bank institution that is characterized by bureaucracy and administration appears obvious inferiority comparing with the modern commercial bank institution that is characterized by corporation and marketability. This inferiority of the institution has heavily affected its growth and constrained its progress of comprehensive competency. How to comprehend the corporation institutional innovation of the state-owned commercial bank institution and what can we do about it, different people have different views. However, it is the common understanding under the condition of market economy that the state-owned commercial bank should be oriented by market, managed by business method and operated by corporation way. Based on the deep understanding of the connotation of that, the thesis analyzes the seduction and pattern of the corporation institutional innovation of Chinese state-owned commercial bank institution, and then probes into the basic thought of acceleration the innovation. The first part analyzes the connotation of the corporation institutional innovation of that from the theory aspect. Firstly, the institution connotation is analyzed from the transaction cost aspect. Then the thesis deeply recognizes the connotation of that by them. Secondly, based on the Lance E.Davis and Douglass C.North's institutional innovation theory, the thesis depicts the tract of the corporation institutional innovation of that from administration institution to corporation institution and the process of induction into modern financial corporation institution. Thirdly, the thesis expounds the premise, the demand and the supply of the corporation institutional innovation of that, and then analyzes the model of the corporation institutional innovation of that and its selection. The second part analyzes the seduction and pattern of the corporation institutional innovation of Chinese state-owned commercial bank system from its process aspect. Firstly, The thesis analyzes its operate surroundings oriented by market, property right institution oriented by independence, management institution oriented by corporation way and work institution oriented by business way. Secondly, the thesis analyzes it from the modern financial corporation institution seduction of its surrounding system, property right system, corporate governance and business system. The thesis goes step further to illustrate its object and model by analyzing the demand and the supply of the corporation institutional innovation. The third part inquires into the basic thought of accelerating the modern corporation institutional innovation of Chinese state-owned commercial bank institution from its practice. Firstly, the thesis sums up the basic thought of the modern financial corporation institution of Chinese state-owned commercial bank institution, through analysis its measures and experience. Secondly, the thesis inquires into the synchronous construction of its surrounding system from the construction of the market environments and the relations between banks and corporations. Thirdly, the thesis inquires how to accelerate it by focusing on the analysis of the economic deputy way of state-owned finance property rights and the organization way of the property rights. Fourthly, the thesis inquires how to complete the corporation governance of Chinese state-owned commercial bank by deeply recognizing the connotation of the financial corporation governance.