Research On Overseas Investment Insurance

Overseas Investment is a kind of investment defined in terms of region. As a way of investment, it in itself does not has much specialty; but because of different situation in different countries, it faces a political danger different from business insurance. Aiming at solve this danger and protect investors, overseas investment insurance come into being. To deepen the development of our reform, a combination of dragging-in and going-out has become an unavoidable choice. And this choice is based on the premise of perfecting the system of overseas investment insurance. This text is aimed at obtaining the goal and contributing to the research. In the first part of the text, the writer focuses on the three subjects following. One is the analysis of business guaranty for political risk. Direct overseas investment, as an activity to invest domestic capitals overseas, is sure to confront both political risk and business risk. Through the analysis of this two kinds of risks, the possibility of providing business guaranty for political risk is discussed thoroughly. The other is the definition of overseas investment insurance in law. The writer analyses the definitions of overseas investment insurance, overseas investment guaranty and institution of international investment; and explain the difference of the few definitions, trying to clear people's recognition. The third is the difference between business insurance and political insurance. Analyzing the systems of overseas investment insurance in some west countries, the writer thinks that the main differences between the two are: different insurers, different coverage and different subjects. Through the above analysis, we try to establish a system differs from political insurance. In the second part, the writer analyzes the systems of different west countries, trying to provide a preparation for the establishment of the system of the overseas investment in our country. The writer focuses on the following three problems. One is that in the perspective of history, the establishment of the system of the overseas investment is an unavoidable choice in countries all over the world. The other is an introduction to the systems of Japan, the USA and German. The third is the social reasons for the system of overseas investment insurance. In the third part of the text, the writer makes the choice of our system of overseas investment insurance. 1,The mode of the system of the overseas investment insurance in China; 2,The choice of organization for the insurance; 3,The qualified investors ; 4,The qualified investors for overseas investment insurance; 5,Coverage of overseas investment insurance;6,Term for the insurance; 7,Claim instead for the compensation. All in all, the writer think that the combination of the two modes is the best choice for our country. Through the above analysis, the writer comes to the conclusion that the difficulties in the process of establishing the system of overseas investment insurance are possible to overcome, and we should do our best to achieve the goal.