The Rural Social Pension Insurance System Discuss

Building and strengthening the rural social security system is an important responsibility of the government, and also will show the government's tenet of making material benefits for peoples. Social security is also demanded by the development of advanced productive forces in view of economic base. The primary is to reform the productive relations and superstructures which are not adaptable to the development of the productive forces to meet the requirements of the advanced productive forces. The essential goal of the social security system, as one type of superstructure, is to ensure sustainable development of the productive forces. Social pension insurance is to ensure the basic right of survival of human beings from the essence of social development. As far as the current situations of our country, the difference between urban and rural areas is very great because of multiple reasons such as history and policies, etc. Paying attention to the rural social security, especially rural social pension insurance, will be of great operation significance and have lasting effects on our country's social stability and sustainable development because farmers, as a social colony, are at a weak position in the society and our country is an agriculture country with a larger ratio of farmers.With reference to the history and current status for development of old-age social insurance system in the rural areas of our country and the analysis on the actual socioeconomic conditions in the countryside, this article makes clear the necessity and feasibility to set up and strengthen rural old-age social insurance system, in addition, it approaches a design of rural old-age social insurance system catering for the actual conditions in the rural areas and the development of socialist market economy based on the successful experiences of foreign countries. Different security and financing levels are designed depending on the economic development levels in different areas, and an overall framework for establishing the rural old-age social insurance system is proposed. A model of fully accumulated personal account is used, with farm produce-pledging-security and land-pledging-security systems for migrant peasant workers, shares-pledging-security and land-pledging-security systems for the employees of the village and township enterprises, land-pledging-security system for the farmers without land, and farm produce-pledging-security system for the simple farmers. A study is also made on management and operation for rural old-age social insurance funds, and finally, related policies and measures are proposed for establishment and improvement of therural old-age social insurance system in our country, covering consummating legislation of rural old-age social insurance, making great efforts to economy development, enhancing farmers' awareness of old-age social insurance, stressing on mutual coordination and connection for old-age social insurance of both rural and urban areas, and consequently, making sense of the establishment of old-age security system .