Analysis On The Influence Of Urban And Rural Residents Unified Social Endowment Insurance On The Choice Of Rural Pension Mode

Year of 2009 and 2014, the new basic rural social pension insurance and unified urban and rural social endowment insurance established, and have a significant impact on the old-age security in rural areas. For this purpose, we use China Health and Retirement Longitudinal Study,(CHARLS), and analysis the impact of rural endowment insurance for pension mode selected. In this paper, we found that with the addition of the new agricultural insurance, and have no choice of our traditional view that community or institutional pension increased pension situation. The rural residents are more likely to choose family pension mode. The main reason is that pension to a certain extent, improve the economic strength of the elderly, to a certain extent, to improve the status of the elderly in the family, thereby increasing the likelihood of selecting the family pension. According to the results, the paper analyzes the level of sub-models how to improve old-age security in rural areas.This paper is divided into five chapters, which, as follows:The first chapter describes the background of this study, the results of previous studies and combing for this study presents his hypothesis.The second chapter is analyzed theoretically theory pension mode selection. This part of the theory associated with the pension model, there Maslow’s theory, rational choice theory and welfare pluralism theory.Chapter III quantitative analysis method using logit regression model and number of the rural pension mode selection factors were analyzed. The results found that in the presence of a spouse prerequisite there are differences affect the Aged mode choice. However, the main factors affecting the rural elderly pension mode selection and personal social features related to household income, government transfer payments, such as the choice of the nursing home alone or pension model and no significant impact.Chapter IV, we use a number of random effects logit model based on a panel in the control of other variables on the basis of regression. The regression results show that the new agricultural insurance has important implications for the choice of pension model. The study found that the new agricultural insurance in the context of enhancing the economic strength of the individual, for the family pension model has solidification.Chapter V policy recommendations from the perspective of urban and rural residents in old-age insurance uniform background analysis should be how to protect the pension for the elderly.