Research For Profit Of Insurance Company

The core idea is this:the insurance company established to economic compensation and social security through the maintenance of social stability. In other words, the insurance company must bear the corresponding social responsibilities, and compared with ordinary companies, its social responsibility in the true sense of social responsibility, and thus the insurance company has a quasi-public good; but social responsibility or quasi-public nature ofdoes not affect its profit-making nature of economic organizations, insurance companies should not be added to the super-corporate forms of legal burden, especially in the field of insurance business, the law should be given their proper business of free space; at this stage, China's insurance industry in the early stages of development, relevant legal system is not perfect and perfect body for the insurance industry and its behavior and for-profit insurance companies were bound, even though there may be drawbacks, it must be the Government's guidance and supervision. While also maintaining the insurance company through legal means the legal rights of stakeholders.This area of research is "Insurance Law", the insurance company as a whole be considered the main industry-and thus related to the content of both paper on Company Law, the emphasis on the insurance company and the government, the relationship between the community and the public at the same time, profit insurance companies to improve the main system of commercial law.The main contents include:insurance companies, albeit in the functions of social and economic compensation, but the establishment of forms, including for-profit nature of business means the company must comply with the general rules of organization; insurance companies involved in major projects and the results of social and economic interests, the Government is absolutely necessary to the industry by setting the necessary access and exit barriers, and special operating rules for the conduct of its operations and supervision; quasi-public nature of the insurance company is not in contradiction with its for-profit, public interest was limited to profit-seeking behavior of social ethics;social responsibility common constraint is the modern enterprise, which is organized by the company profitable forms of financing and determined way, insurance companies are no exception;insurance companies to operate according to law. the government, society can not force them to operate contrary to the nature of company; about insurance there is currently one-sided pursuit of profit irrational behavior, and in the frustration and profit margins shrink significantly after the capital fell, losses greater need for laws and regulations on the insurance company's internal control norms and actual behavior.Research ideas:This article is divided into five parts, the first part of the profit from the start of modern companies, the concept of the company's profit and the Commercial Law to discuss the nature, purpose and then the profit is expected to act as the essence of the company profit; the second part, first of all, for-profit insurance companies were discussed, that profit is one of the fundamental purpose of insurance companies, while the social responsibility of insurance companies made the necessary elaboration of the insurance company's profit to be unity and social responsibility; more content from two parts essentially, the insurance company is the commercial value of the profit levels of description, the following three sections based on the level above the value of profit-making ability of the insurance company conducted a study on the legal system, the third part introduces the way of profit insurance companies historical development, then discuss and analyze the causes and problems of commercial law system in real terms; fourth part of the issues raised on the part of the refinement and consolidation put forward to improve China's insurance companies are profit-making capacity in the three basic issues and through domestic and international legal regulation introduced a preliminary discussion; The fifth part is a key to capacity, that is commercial profit of the insurance company to review the system and put forward a sound advice; conclusion on the core idea of the essence of this article To sum up.Innovation and inadequate:The innovation of this paper is that the insurance companies profit research perspective from the insurance company's operations to switch to the external economic environment, insurance companies improve their internal control system, from the value of its level and system level integrated research; inadequacies of this article is mainly theoretical literature research data, combined with a limited number, of the lack of practical knowledge, it is inevitable omissions and deficiencies exist.