This article is written to develop the standard of our country's financial innovation. Firstly, it discusses the economic effects, motivation and restricted reasons of financial innovation, and forms the conception that we should develop financial innovation by the utilization of financial patent after studying the relationship between financial patent and financial innovation. Then, it obtains the revelation to the development of financial patent and financial innovation in our country by drawing lessons from the conditions and the cause of the financial patent in USA. At last, it expounds the actualities and reasons for the protection of financial patent in our country, and gives corresponding countermeasures and suggestions to the banks and government of our country.
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