Study On The Efficiency Of Household Saving-Investment Transformation In Contemporary China

With the promotion and development of the economic system reform in our country, the national income distribution pattern has changed fundamentally. The household saving, which was once an insignificant component of our national saving, has becoming the main part gradually. Accordingly, the household saving-investment transformation has been the main aspect of the national saving-investment transformation project. The thesis will study on the household saving-investment transformation with the guild by the relative theories of economics, will study on the efficiency of household saving-investment from 3 angles carefully, including the angle of whether the proportion of saving and consume is reasonable, the angle of the capital-forming efficiency and the angle of capital-disposing efficiency. After the elaborate research, it will also draw the conclusion that the transform mechanism is inefficiency, and even has the tendency to much worse efficiency. The thesis also suggests how to set up the market leading competitive multiple system of house saving-investment transform mechanism, in order to improve the efficiency, and to strengthen the sustainable impetus for our national economic development.