On Issues Of Performance Guarantee Insurance Contract For Automobile Consuming Loan

The study on the performance guarantee insurance for automobile consuming loan should be started from its concepts and natures. The cognizance of its natures straightly determines its legal applications as well as rights, obligations, and risk participation model for relative parties. In order to research further the legal essence of the performance guarantee insurance for automobile consuming loan, the study should, on the basis of clearly defined features, explore deeper into factors such as the subject, the object, the relationship between rights and obligations, and so on. Moreover, the study should be set off from the practice, and then relevant problems about subrogation and legal status of insurance cooperative agreement, etc. under the performance guarantee insurance for automobile consuming loan. Progressing along the above increasing logic levels, the paper researches on relevant legal issues of the performance guarantee insurance for automobile consuming loan, consisting of four parts.The first chapter mainly introduces concepts of guarantee insurance and the performance guarantee insurance for automobile consuming loan. Starting from reviews of the history of guarantee insurance, the author presents the concept of guarantee insurance, relevant disputes and the concept of the performance guarantee insurance for automobile consuming loan. There are various theories concerning the concept of guarantee insurance, including credit insurance, contract insurance, liability insurance, guarantee, etc. Based on the analysis of the above theories, the author clarifies his own cognizance of the concept of guarantee insurance. As to provide an objective ground for the further analysis, the author also introduces the classification of guarantee insurance, including...