Study On The Construction Of The Social Insurance System For City Disabled People In China

With China's sustained economic growth, overall development of society has been greatly improved. The level of our citizens and civil society the right to demand is also gradually expanding. Social security system to protect citizens played an important role in life. Particularly in the social insurance system has taken shape, and based on the actual situation in China has been continuously improved. In the old-age insurance and medical insurance really helps to protect citizens in civic life and improve the standard of living. China's social insurance (mainly in the urban social insurance) after two years of development while significant progress and improvement, but after all our country's social insurance in the early stage of development. In the development process there are still many problems. Disabled group as a special group in society, the disabled, social insurance should reflect the special nature. But China's current social insurance policy is unified, not specifically for people with disabilities consistent with the development of the social insurance system, persons with disabilities. And the protection level of the majority of people with disabilities remain in the social assistance level, limits the possibility of further improved standard of living of persons with disabilities. Guaranteed social assistance more basic standard of living of disabled persons is the minimum standard of living. Under the existing social security system, people with disabilities in social insurance and non-disabled people's social insurance system is almost no difference. In the socio-economic and social development, context, my disabilities are just a small part of the community to enjoy the fruits of development, the disabled have also been gradually marginalized, the disabled, social security system is lagging behind in social development. In building a "harmonious society" Great Society, to enhance the quality of life of persons with disabilities and the level of society is to build a harmonious society important task. Therefore different from non-disabled people with disabilities build social insurance system will be put on the agenda.The rapid development of disabled groups in the process of gradually being marginalized their own interests are not well protected let alone isolated from the fruits of social development results. This was reflected in the distribution of interests in the existing mechanism available to little people with disabilities. This stage, there was a certain degree of social wealth gap, which may account for poor groups a considerable proportion of total persons with disabilities. Domestic scholars of the social protection of persons with disabilities, but also made very good recommendations to protect people with disabilities live. But from a social equity point of view and social harmony, social groups not only to protect the basic living of persons with disabilities, but also to a great extent upgrade to improve the living standards of disabled groups. Disabled social security policy is mainly concentrated in the social assistance level, which I mentioned in the social insurance policy is based on social assistance in the conducive social system of personal development of persons with disabilities. To "education, skills training - rehabilitation (mainly dependent communities) - work - retirement" as the development path, on this basis is different from ordinary workers to create more suitable for the social insurance policy. To a higher level of protection a more comprehensive social life of persons with disabilities to achieve social equity.In order to understand the basic situation of China's urban people with disabilities, this article as a representative of Changchun city, using questionnaire methods, detailed analysis of the current basic situation of persons with disabilities in Changchun City. Respectively on the basic situation of persons with disabilities in Changchun City such as: disability rating, marriage, employment, skills training and income situation, and so a detailed investigation; also disabled Changchun City conducted a survey of social insurance. The survey, people with disabilities was significantly lower than the overall standard of living of citizens and improves the overall standard of living. Very low employment rate of disabled persons, the insured rate is below the level of the social insured. Most of the rehabilitation of persons with disabilities is no formal mechanism. People with disabilities to enjoy the social insurance system there are the following questions: First, the social insurance system of persons with disabilities can not meet their social insurance needs; Second, government support for people with disabilities lack the social insurance system; Third, people with disabilities into the social insurance funds, mechanisms and management system is not perfect; Fourth, people with disabilities the legal system of social insurance system is not complete.This article introduces the fourth part of the advanced Western countries, the cities of modern social insurance system for persons with disabilities; and thus draws on the social insurance system of urban people with disabilities in China. First, the social insurance system is the second distribution of social, involving issues of social equity and must therefore require government intervention. If the regulation by the market mechanism, efficiency can only be achieved to reach fair. For the social insurance is necessary to macro-control government. Second, for the social security problem is not government or individuals with disabilities act itself but the need for society, government and people with disabilities to participate in its coming. Third, we should pass legislation to provide for the mandatory social insurance system. Height only in the legislation to work in a specific implementation according to the law. Thus ensuring the implementation of social insurance policy may be sexual. Fourth, the social insurance of persons with disabilities as an integral part of social insurance, social insurance only in the overall level of increase, the disabled, and the level of social insurance as social insurance in this organism will also be increased. Fifth, the actual situation from a truly meet the requirements of persons with disabilities with disabilities social insurance system. China's social insurance system is still in the early stage of development, according to China's actual national conditions, national conditions of the social insurance system are in line with the requirements of social development. Summarize and draw on the advanced experience of other countries allow us to avoid some errors, integrated the advantages of other countries to establish truly meet our social insurance system for persons with disabilities.Specific situation of China, the paper presented in the fifth part of the building and perfecting the social insurance system of urban people with disabilities the countermeasures and suggestions. First, to establish "Education - Employment - Pension" integrated sound system. First, to protect the development of education for the disabled; Second, perfect security of employment of persons with disabilities; Third, mandatory corporate or community unit for disabled workers to social security. Improve the education level of persons with disabilities, and enhance the employability of persons with disabilities, to establish security and employment of the disabled effective link between the old-age securities is to improve social security coverage of persons with disabilities, improve the social insurance system, and people with disabilities an important part. Second, the establishment of a difference for people with disabilities social insurance system. Third, give full play to the leading role of the government. Fourth, improve the social insurance system of persons with disabilities related to legal construction.The form of law to establish a social insurance system of persons with disabilities, the Government in implementation of the system is built on the system to play a leading role. Gradually disabled "Education - Employment - Pension" Social Security Model for integration, in order to address the protection of persons with disabilities remain in the social assistance only to the limitations of the level. Social security of disabled persons from the social assistance levels to the social security level, play a real role to protect the living standards of persons with disabilities.