Research On Development Models Of Three Types Of Private Pension Institution In Shanghai

With consideration of China's aging population, and its deeper growing, the sharp increase of the elderly in need of care; traditional "421" family structure, family pension unsustainable model, unitary provided by the government-run pension agency has been unable to meet the elderly needs. On the base of studying diversification benefits as helpful references from Western countries, in 1980s China start trial on "social welfare" and thus, social forces are also involved in the founding and operation of pension institutions. In the past, as the economy's growth and diversified needs of the elderly generation, pension institutions appear in different types and modes and among them, the private pension institutions had played an important role in terms of overall quantity and the supply of pension services. What's more, private pension institutions have emerged in different development models. This study focuses on whether private pension sectors are capable in both meeting the needs of the elderly aged, and also handling the mutually beneficial relationship between the public and their own development; Government policy environment is suitable for the development of private pension institutions or not, and private pension institutions'own problems if any.Shanghai is the most mature city in the aspect of development of the cause of aging. Private pension institutions in Shanghai have been rapidly developed. This study is based on fully understanding the differences between public and private pension agencies, with experiences of visits to seven private pension institutions, using "enterprise resource" theory to classify pension agencies and it mainly includes the following:First, visit the private pension sector, the existing enterprise resource theory based on the introduction of the "space resource" dimension, the classification of private pension institution.Second, different types of private pension institutions to analyze the development of models, from the personnel structure, its size, the external environment and other aspects of the problem.Third, for the common problems of different types of private pension institutions, implement the subsidy, open markets, protection of the policy; right in their own development problems of mode selection, imply small-scale mode pension institutions and strengthen personnel training, strengthening and hospital docking care insurance to establish a sound business operation, such as the proposed operation. Fourth, the proposed feasibility and limits to supply and demand contradiction and Shanghai as the background level of comprehensive development. In accordance with the differences between different models, separate discussion.