Research On The Development Dilemma And Countermeasures Of Beijing Private Pension Institution

According to statistics,the number of senior citizens over the age of 60 in China has exceeded 200 million,accounting for about 15%of the total population of China,and our country has already entered the aging society.The old age pension problem becomes a big topic before the whole society.Under the background of national aging,the elderly population of Beijing is the pension problem,especially the development of private pension institutions is typical and representative in the whole country.The city plans to have 90%of the elderly in the elderly by 2020,6%of the elderly in the community,and 4%in the elderly.In the case of the gradual need of external assistance,the benign development of private pension institutions plays a key role in the solution of Beijing's pension problems.Based on the above background,in the case of Beijing,the relevant concepts of private pension institutions were first defined,and the theoretical basis of the development of private pension institutions was analyzed,and the research objects were determined.Then the paper collects the status quo of the development of private pension institutions in Beijing,and finds out the problems and analyzes the causes of the problems.And then through the analysis of some foreign countries old institutions can helps for experience during the process of development,such as Japan,Australia,the United States three countries endowment institutions development experience,draw some enlightenment,and in combination with the practical situation of Beijing,to benefit the development of private pension institutions of Beijing.At the end of the article,in view of the problems existing in the development of private pension institutions in Beijing,the three big aspects have targeted the proposed solution,such as in terms of private pension institutions themselves,improve service quality to improve the rich service content,to strengthen the training of professionals,to strengthen the propaganda of their own,etc.;In the government,we should make more preferential policies and ensure that preferential policies are put in place to create a stable policy environment for private pension institutions.In terms of social environment,such as social forces to lead more investment to the development of private pension institutions,at the same time,to make good use of the advantage of the capital international big city of Beijing,the assessment team,establish the evaluation mechanism.These can promote the problems of Beijing private pension institutions and the benign operation of the institution itself.