Study On Population Aging In Rural Area And Government Strategy In Jilin Province

Taking "Study on Population Aging in Rural Area and Government Strategy in Jilin Province " as the theme, this thesis makes a profound analysis of issues related to pension and medical insurance of rural area in Jilin province on the basis of current population aging, in particular, the current condition of elderly population in rural area. In fact, the responsibility and obligation of the government on rural elderly population is irreplaceable. Their future contribution towards social security, health security, the development of rural economy and old industrial and elderly population cultural life enrichment, etc. tend to be significant. Rural pension insurance system problems: 1. Low payment, affected financial sustainability. 2. Operational inefficiency of pension insurance fund. 3. Decentralized management of rural pension insurance agency. Design flaw exists in new rural cooperative medical system. 1.The principle of participating new rural cooperative medical system in the unit of family, ignored the reality of identity division of rural family members, reducing the target coverage of the system. In addition, that principle goes against the urbanized, non-agricultural development trend of our country, and will result in the development process lag of urbanization. 2. The principle of voluntary participation will increase the risk of adverse selection and increase the financial burden on the system.Government response to rural aging population in Jilin province: (i) to improve the rural old-age security system, which means establishing and improving the socialized management and service rural pension insurance system which can meet the requirement of socialist market economy. Multi-channel sources of funding, combination of social pooling and individual account, right and obligation is a must. Expand the pension coverage, and improve the level of old-age insurance. Firstly, the government must be full aware its responsibility in the pension system in rural area and increase financial support. The modern sense of social security is marked by government's participation. Its main feature is that the government bears certain financial support responsibility. In addition to the management, supervision responsibility, the central, local government should also be aware of their obligation in financial support, providing financial support for farmer to participate in rural social old age insurance to improve the payment ability and attract farmer to participate in the system. Secondly, the rule of focusing on the census register in participating rural social pension system should be changed. Thirdly, to establish mandatory participation gradually to improve the legislation level of rural old-age insurance. The "Rural Pension Insurance Law" should be issued as soon as possible to change the current system of voluntary participation. To adopt the mandatory participation principle in order contributes to overcome short-sighted behavior of individuals, improving the participation, decentralizing risks, effectively guaranteeing the basic livelihood of the rural elderly population, promoting harmonious development of society. Fourthly, to expand the coverage of rural basic living allowances, to solve the basic livelihood issue of rural people, elderly people, in particular. (â…±) To improve the new rural cooperative medical care system gradually. Firstly, to change the rule of participating new rural cooperative medical system in the unit of family. Secondly, to change the principle of voluntary participation. Thirdly, to develop and improve the multi-layer medical insurance system for the elderly population. Fourthly, to establish medical security system to characterize in urban and rural integration. (â…²) To adhere to the principle of combining social endowment pension and family endowment. Strengthen elderly respect education and employment training to enhance capacity of the family endowment. Family security is an important security method in rural area. Respecting the elderly and child-friendly is the national fine virtue and basic obligation of every citizen in China. Family still plays an irreplaceable role in rural old-age security. Education upon endowment, respect to the elderly should be strengthened to let young people take on the responsibility of maintenance previous generation. Build a harmonious family atmosphere in the whole society.(â…³)To develop"Aging industry"with all strength and provide service for the elderly population. Aging industry is a new type of industry, and it can be explained as the kind of industry that provides products and service for the elderly. Demographic changes imply changes of social group in consumer market. The ever increasing aging population will inevitably bring a huge market demand of elderly group related products and service, providing a broad development space for aging industrial. As an emerging sunrise industry, aging industry is in great need of developing policies, creating environment, resources integration and the effort of government, experts, entrepreneurs and society. (â…´) Enrich their leisure life and meet their spiritual and cultural needs. If we say building "pension" and "health insurance" system is to help the elderly in food, housing and medical expense from the aspect of economy, then aging industry is helping the elderly in the aspect of providing spiritual and cultural entertainment place, life care and health care, enriching their spiritual and cultural life.(â…µ)To keep the elderly involved in development to achieve "Sense of worthiness." Involving in the development can maintain their contribution to the community, and help them achieve self-worthiness. Achieving self-worthiness is the highest level pursuit of the elderly. Realizing self-worthiness needs not only their own efforts, but also understanding and support of the whole society, including the support and services provided by the aging industry in "worthiness". (Vii) To develop talents upon elderly management and service. Create "Aging industry talents training center" and practice the training mode of "menu-style" training model, innovating talent training system of aging industry. Carry out the training within the province and the country at large. In-job training, continuing education and laid-off workers retraining need to be put into force. Establish school network in the province and even the country, forming a nationwide training network. Establish the corresponding identification center, developing job training, vocational skill training, and vocational qualification identification gradually. Establish a nationwide social work occupational level identification center, elderly service vocational training center; give full play to role model and radiation. Carry out community-oriented multi-type, multi-level vocational quality and professional ability training. (â…·) To adjust population growth policy appropriately. China's current population growth policy played a historical role in a certain period, but it is no longer a booster in the sound development of the population with economic and social development, as well as people's concept change upon fertility. The main cause of population aging is the declining birth rate. The declining birth rate and low level economic development lead to the child's sound maintenance task. It will be too late if encouraging breeding when the population achieves negative growth, like Western countries. Government should adjust the population growth policy to encourage the first child, allow the second child, prohibit the third child, alleviating problems brought by aging population.