Research On The Credit Education Of The University Students

The famous economists Wu Jinglian and Li Yining appealed when they criticized the deteriorating of credit of our society: The deconstruction of the credit system of the whole country would bring great loss to the consuming of the citizens as well as the long-lasting effects to the whole system of the society.It will surely result in the indifference of interpersonal relationships,the distorting of humanity and the deteriorating of social morality.Meanwhile, Alexandre Dumas père, the famous French writer,once said,"With the disappearance of the credit, the flesh has lost vigor."Facing the falling of the social morality and care for credit,inevitably,the students in the universities have been affected greatly.Therefore, such problems prevailed among them as postponing the loans for tuition,cheating in exams ,making false resumes,lacking sincerity to their friends,being illoyal in love affairs and etc.As educators, we should be alarmed towards these problems.So I keep an eye on the resolution and reconstruction of credit among university students in this new era. Through the explanation of the definition, essence and characteristic of credit, as well as the analysis of the credit education ,together with the status quo , I try to find out an ideal way to solve the problem and help the students out.This research includes four parts:Part One: Introduction, expatiate the background and significance of the study.Part Two: Analyze the difinition,essence and characteristic of credit,explain the meaning of credit education.Try to set out a clear understanding of credit and credit education.Part Three: Seek the essence through the phenomena.Summarize the behaviors of the students who are lack of credit,and supply reasons for them.Part Four: Consulting the experience of the developed countries which have undergone a lot in dealing with forming credit behaviors,together with the methods uesed in economy and law,bring forward solutions and suggestions to improve the conditions based on the specific actuality of our country.