Research On The Reform Of Medical Insurance System For Undergraduates

With keeping improving the socialist market economy and accelerating the transformation of government functions, various social security systems are being established in China. For example, the framework of the medical insurance system has been established by and large for urban residents, rural people, the impoverished population and children under 18 years. Unfortunately, this fine system has not incorporated into a perfected system for the undergraduates in the whole nation. As the result of the planned economy system, the medical insurance system for the undergraduates is not in line with the development and requirements of the situation, it should be reconstructed, If omitted; it would lead to negative effect on the student, the family and the society.In order to find out major problems existing in current medical security system, a detailed investigation on currency of medical security, health care and the basic needs has done among six universities in Zhejiang Province by empirical work and literature search. While drawing on the experience of using this system in the universities both at home and abroad, combining the reforming and developing the social security system into the educational system, the thesis relates out some advice and means to make the system perfect. It not only has filled in a gap in this system in theory but also to make across-reference for the government in practice.It should be pointed out that the medical security system for undergraduates needs to be further improved. For instance, Firstly, to set up an consolidated, independent, multi-level system; Secondly, to co-ordinate more effectively surveillance and regulation across the medical market; Thirdly, to set up a mechanism of competition between medical institutions and a market operating mechanism for medicine production and circulation; Fourthly, to establish a better medical service at lower cost; Fifthly, to perfect the medical insurance system for the feeble group in the colleges. Sixthly, to soundly establish a financial outlay devotion and settlement system.In a word, In order to fundamentally and comprehensively solve this problem, an comprehensive and efficient social security system will be in place.