A Study Of The Causes Running University Borrowing Risks And The Ways To Solve Them

In recent years, university education is developing in a rapid speed. Enlargement makes the students who otherwise can't enter the university fulfill their dreams. But it causes the problem of the insufficiency of education resources accordingly. Most schools solve the financial problem of building new campuses by long-time, large amounts loans from banks. This article aims at China public universities, on basis of analyzing the income structure of public universities and the necessity borrowings, and summarizes the main features and influencing factors of university borrowings. Then the article set up a game model involving government, bank and university to analyze the causes of financial risks and the way to solve them. This will be significant for the reasonable using of the finance for new campuses, the project progressing and the development of university education.