Study On The Countermeasure To Private Enterprise Financing Problem

In order to solve the financing problem of our nation's private enterprise directly, at first the paper formulated the background and significance of the study, and associated the basic theory of enterprise financing, analyzed the existing financing condition of our nation's private enterprise. After that, from the present condition, the paper made the multi-angle analyses to the problems from economics, macroscopic economic policy guide, the enterprise itself and financing. The basic standpoint of the suggestion that solve the financing problem was to allay the financing dilemma. The following aspects were included: the government should do good work in policy guide and lawmaking. Private enterprise should use the internal financing affectively. The paper also give some advises to develop the direct financing: the government should perfect the present direct financing, encourage the risk fund and risk invest company; private enterprise may use assets securitization and mortgage financing actively. How to develop the indirect financing? The government should reform the regime of state commercial bank, develop small-and-medium-sized financing institution, found and perfect the private enterprise credit guarantee system and improve the private enterprise credit ability. We should draw lessons that support private enterprise financing from the developed countries, finally to found a financing support system that accord with our nation's situation. Today, when Chinese economy is being the phases of system shunting, the capital market needs to be fostered and perfected urgently, and the theoretical system of the socialist market economy has not been constituted and perfected, this study has strongly practical guide meaning.