The Research On State-owned Commercial Bank's Property Right Reform During The WTO Later Transition-period

These articles attempts the financial service liberations as the background, take the state-owned commercial bank reform as the master line, and take the practical countermeasure, but the impure theory analysis as the key point, discusses the commercial bank developing strategies in the opening conditions. This article precisely hopes for get the experience and the policy conclusions.Three parts altogether compose this article. The first part take our country state-owned commercial bank property right reform course and the flaw as the background, through the real diagnosis research, obtains the property right system arrangement of the state-owned commercial bank is the state-owned commercial bank question crux, the national all property rights system arrangement, only can cause the low efficiency of the state-owned bank management. Therefore, carries on the property right system reform of the state-owned commercial bank, positively introduces satisfies " participates the restraint" and "the drive is accommodating" of the strategic investor, is the most important strategy to enhance state-owned commercial bank efficiency and the competitive ability, also is the foundation to guarantee the company governs structure to highly effective go on; The second chapter through Japanese and Korean state-owned commercial bank's foreign capital strategy comparison and the real diagnosis research, elaborated the necessity and the importance of the foreign capital strategy to the property right reform under the WTO later transition-period state-owned commercial bank. The third chapter proposed the reform suggestion from the macroscopic and the microscopic planes, and provided some model functions to meet the challenge and deep our country state-owned commercial bank reforms.In brief, in order to fundamentally promote our country state-owned commercial bank comprehensive quality, meet the challenge in the positive way, we must fundamentally implement the property right relations defined reform, positively implements the introduction of foreign capital strategy, only then can speed up the development, only then can stand at the international finance stage to compete with the stronger, standing the heel firm, and seeking the development.