Research On Credit Lost Of Economic Body In China

Since the reform and opening to the outside, the economy in China grows well all the way. The peoples'thinking mode, life style and moral conception changes greatly, modern consciousness is come into being. However, the phenomenon of moral missing happens frequently, especially, credit crisis floods every corner. The wide range of break faith have influenced society very much. Society has put large attention on credit problem. Once upon a time, credit was the most basic ethic and view of value, is now turn to be a kind of rare resource to build a full and stable market mechanism. The bad social credit status has broughtsevere loss to economy. Along with the opening up and globalization without taking powerful and effective actions, the aftereffect will be more obviously. The economic efficiency and international Competitiveness will be lowered. According to the credit developing history of different countries in the world, the credit level is getting behind the per capita GDP, the problem of credit is becoming a stumbling block for economic persistence, a restriction to harmonious society.This thesis analysis the close connection between credit to market economy, expatiate the importance of credit to market economy fully. Indicate the rough-and-tumble credit status. Analysis the causation of break faith from culture , system and economics, summarize several reasons for it. The configuration is as follows:Firstly, meaning of research on break faith is clarified, then status quo of credit and research are summarized, the main content and emphases are pointed out.Secondly, the main body of credit are disparted to four types, the relationship to market economy is explained. Then the importance of credit is given prominence and so as the research on it.Thirdly, representation of credit loss for the main body are described, as a main point, Government credit loss as an inspection department is analyzed by the way for the following research.Then, reason for the status now from consideration of culture, system and economics. Two models are used for qualitative analysis so that the ultimate arguments will be valid.At last, the brief reason and countermeasure for the problem are generalized.