The Study Of Charge Risks Management In Electric-supply Enterprise Based On Credit Level Evaluation

Economists had pointed out that business by credit is the highest level of development of marketing sell, and the lube of development of business. When tick exerts under the circumstance of market economy and the degree of market's turning from bargainor's market to buyer's market is deeper, the sell amount will be increaser.Under the background of the tick's increasingly development, the "pay after use" model in the selling of electric enterprise will exists in along time, and the risk of fall behind even will exists. Under this condition, it has stated theoretic meaning and using value to investigate how to eluding the risk effectively and ensuring the cash's nature turnover.The first section of this article summarized the credit risk management, explained some related concepts and theories such as credit, tick, credit management and credit level evaluation, expatiated the importance of credit managing to clients; then expatiated the actuality of our credit risk management; at last, analyzed the develop direction and countermeasures of the credit risk management in our country, came out the advices that establishing reasonable credit risk managing system and enhance the beforehand control to credit risk.The second section started with the analyze of electricity and electric selling, deeply analyzed the reason of the austere position of the fee's reclaim, analyzed the shortages of the active countermeasures, so we educed that the core problem is how to assure win-win and enhance beforehand control to avoid the arrearage of electric fee.The third section advanced that adhibit the credit level evaluation into the risk management of electric fee reclaim, and analyzed the applicability. After introduced and compared the popular judging models, choose the dark comprehensive evaluation model, amply explained the measure and process.The fourth section analyzed the charge risk manage system of electric enterprise, established a risks manage system based on the clients' credit level, this system including two subsystems: credit evaluation subsystem and arrearage risk controlsubsystem.