Research On The Policy Of National Student Loans

Implementing the national policy of student loan, under the socialist marketeconomy system and on the basic precondition of further promoting the developmentof higher education and of enhancing social equity, is a major act to provide help bynational financial means for college students with financial difficulties, and it's alsoa specific embodiment of the realization of the essential requirement of "Party forthe general public, and government for the people" put forward by the CentralCommittee. This policy is a significant decision made by the government toimplement the strategy of reinvigorating our country through science, education andtrained personnel;it's the basic requirement for adopting a scientific outlook ondevelopment and for achieving fresh progress in building a people-satisfiededucation system;under a market economy system, it's also a inevitable choice toencourage the students with financial difficulties to accomplish their schoolingindependently.Playing a important role in the sustained and sound development of China'shigher education, the implementation of the national policy of student loanguarantees educational equity in the development of higher education, meets themass' needs of accepting higher education, and promotes the implementation ofUniversities Recruitment Expansion Policy.It has been six years since the national policy of student loan was adopted.From then on, the policy has been being adjusted and remedied continually, whichshows that the government attaches great importance to this policy and also exposesthat there are problems and shortcomings in the process of making and implementingthe policy.To make a careful study of the formulation, implementation and even pros andcons of a policy can be favorable for us to find out problems so as to resolve them.The national policy of student loan, as an important macro policy in China's highereducation field for years, can help us study the formulation of China's educationalpolicy.This paper consists of four chapters.The first chapter expounds the background under which the policy was adoptedand introduces the theoretical basis of the policy.In the second chapter, several key documents concerning the developmentprocess of the policy are itemized, and the formulation process of the policy is splitinto some phases.The third chapter is the key part of the paper including the comparative analysisof the problems emerging during the implementation process of the policy and thedetailed analysis of the causes of the problems.In the fourth chapter, the author gives practically his own perspectives andadjustment opinions aiming at the problems of the policy.