Bank Of China Rural Situation And Development Trend

For a long time, how to face "three rural" economic system of financial services provided by governments are actively exploring the issue. Since China is a typical "dual economy", its agriculture-related fields as well as some less developed predominantly agricultural region has been facing many developing many bottlenecks; such as rural financial markets and the absence of widespread market failures, many commercial financial institutions are not the three rural economy as a good financial investment objects. It should be said, an urgent need for rural economic development supporting the development of rural finance,The village banks in financial institutional arrangements and financial services innovations of this system is the crack problem.This paper describes the development of rural finance in China, particularly China's development as well as rural banks facing difficulties; and then go into the details of the establishment of village banks, market positioning, the positive significance of the rural financial development; detailed analysis of the rural banks operating in problems, put forward and actively promote the development of China's rural bank countermeasures and suggestions, as well as rural banks in China forecast of future trends.This view that the development of rural finance in China, should be along the commercial market, and diversification of the path and advancing. As the number of agriculture-based country inland, border, economic underdevelopment or underdeveloped areas, its banking and other financial institutions, network coverage is low, diversified financial services organizations serious imbalance in the structure, the absence of social support functions of the extreme, financial services and competition is not sufficient and so on. To this end,China Banking Regulatory Commission promulgated the "adjustment to relax on the banking institutions in rural areas better access to policy support for building new socialist countryside Some Opinions"; establishing rural financial market access and the New Deal as a means to promote rural financial market fully open; This is the history of rural finance is a major breakthrough.Should be said that the establishment and development of rural banks to solve their economic and financial services issues Agriculture, a new organizational form and structure of the rural financial system. The design framework of the theory and practice of quest is a revolution in the rural financial sector is also relevant life of the people overall harmony, the only way to sustainable development. It is conducive to a competitive rural financial market construction and the formation of norms and combed borrowing money transfer channels benign interpretation solution, to some extent alleviated the problem of insufficient supply of rural finance. However, the system of village banking arrangements fundamentally solve the development and improvement of rural financial problemsAbility to achieve sustainable development of its institutional system, whether for our comprehensive and harmonious development of economy do his duty; This is our financial theory and practice something that must be up and down while workers in quest of the historical mission, which is ingenuity of this article lie!...