Studies On The Financial Support System On Development Of Agricultural Industrialization In Hunan Province

The first, on the basis of the basic connotation about agricultural industrialization financial support, this paper thinks that the policy-oriented financial institutions is necessary, commercial and financial institutions to farmers and agricultural enterprises a differentiated loan policies, the government should also be appropriate in the financial market; The second, The agricultural industrialization development of the survey and the source of funds for agriculture and the industrialization of developing gradually on the following characteristics:base construction industry to take shape, characteristic formed, enterprise constantly expanding and upgrading of industrial capacity to enhance the agriculture, industry and continue to extend cooperation organization's rapid development financing channels include; investment and bank loans, the government, the state science and technology innovation project aid and public finance, One of the bank for agricultural industrialization development organization is the primary source of sources.The third is the most cases by the investigation and analysis form of industrial financing conditions for agriculture organization of the empirical analysis, the farmers of the survey found that the majority of farmers accumulating funds by family, a small farmers to the bank made a loan, it is mainly used for agricultural production and education expenses; loan of the main reason is that the mortgage loans formalities or lack of collateral. The enterprise'aspect of the investigation revealed that the state budgetary funds to a large enterprise development support the efforts of small enterprise development support efforts of the bank is willing to give; large agricultural enterprise loan, not willing to give small loans, the main reason is that the agriculture enterprise is risky and effective than most of the mortgage; agricultural enterprises believe that the insurance company would not for its insurance coverage. Without. Investigation cases, financing sources including self-financed government funding, the capital, and the circulating fund. financial support by the Hunan agricultural industrialization faced a shortage of enterprises to develop its own development and external financial support system becomes vacant two questions. Fourth, according to an analysis of the problem, in accordance with the basic theory of finance, from the government and financial institutions and agriculture organization of three aspects of industrialization made to improve the agricultural industrialization development of financial support the concrete measures. one is to the government's support, including the government and improve the rural public financial system, strengthen the functions and improving agricultural insurance mechanisms and improve the effectiveness of credit guarantee system; Second is financial institutions of aid-agriculture the leading role, including enhancing aid-agriculture services, investment in agricultural industrialization efforts of the loans of financial institutions and clear aid-agriculture of agricultural industrialization. third, the organization to strengthen its construction, including a large dominant industry to attract the support and the development of the tap is small and medium-sized enterprises, the large agricultural enterprises are listed in the process of financing through mergers and acquisitions for capital and expansion.