The Research On Financing Difficulties Of Small And Medium-sized Enterprises In Zhuzhou

The Small and Medium-sized Enterprises(SMEs) is the basic power to enhance economy, reduce the employment pressure,improve the living standards of people and keep social stable.So, SME is an important part of the old industry base, having a special function and the existence meanings to the old industry base of Zhuzhou. However, the difficulty that it's too hard to be granted a loan has already become the biggest bottleneck. Therefore,solving the financing difficulties of the ole industrial bases is not only promoting the vigorous development of SMEs, but also have great significance to the old industry base reformation of Zhuzhou.This essay mainly centers on how to solve the problem of financing in the SMEs of Zhuzhou. It employs the analysis of evidence, standard, contrast, logic and so on. Firstly, the essay is analyze the present situation of SMEs'financing of Zhuzhou. It holds the opinion that the main causes of the financing difficulties should lie in the self-limitation of the SMEs, the information imbalance among the financing activities, the lagging of loan guarantee services, and the slow development of the banks'credit reforms and so on. Thus, we produce the solution that involve government,financial institutions,enterprises,society and so on, and that need to complete the joint efforts of many in order to solve the financing problems of Zhuzhou and promote the healthy development of the SMEs in Zhuzhou and the regional economic prosperity.