Research On Reform Of Property Rights Of China Rural Credit Cooperative

The cooperative finance plays an important role in the national economy. In the fierce competition in the market economy, the small production and small capital have realized the coexistence with the large production and large capital through the cooperative finance, and the farmer families whom the commercial banks or other financial institutions can't take care or are not willing to take care have also improved their economic situation through the cooperative finance. As long as the private economy, small commodity economy and the rural economy exist, it must have the foundation for the survival and development of the cooperative finance. The cooperative finance, which is established on the principles of voluntary investment, democratic management, mutual aid and mutual benefit, has its own advantages that can satisfy the requirement for funds of the weak in the economy. Therefore, the cooperative finance exists worldwide.After China's entry of WTO, China's agricultural economics is facing the challenge of internationalization, and the cooperative financial organization—rural credit cooperatives(RCCs) which provide the financial services to the agriculture, farmers and countryside are undertaking the important responsibilities. However, for a long term, the twisted property right relationship and the business system have resulted in the low efficiency,...