Research On Property Right System Of Rural Credit Cooperatives

Rural is the root of the founding of our country, the farmer is we made our country rock, only the rural rich, the state was considered is the real rich. At present, China’s biggest problem is still the problem of farmers, only to solve the problem of rural economic development, in order to solve the current problems of China’s farmers.Capital elements are the most scarce elements of rural economic development. Rural finance has become the key to the development of China’s rural areas. And now the rural credit cooperative is an important part of China’s financial system, the development of China’s rural economy, the improvement of the income of farmers, the reform of the rural economic system plays an important role. But the unreasonable property rights system of rural credit cooperatives has seriously hindered its further development, the existing rural credit cooperative system has not adapted to the rural economic and financial development requirements, therefore, it is urgent to reform its property rights system. The property right system reform of rural credit cooperatives can not only realize the requirements of its own sustainable development, it is the decisive factor to optimize the allocation of financial resources in rural areas.This paper describes and analyzes the current situation and defects of the property rights system of rural credit cooperatives in China, and points out that the reform of property right system is a way out of the development of rural credit cooperatives. Based on the successful experience of rural credit cooperatives, the reform of property rights system of rural credit cooperatives is analyzed, based on the historical process of China’s national conditions and the use of institutional economics. The basic principles of the reform of rural credit cooperatives are analyzed, and the basis and feasibility of the scheme are demonstrated. At the same time, the reform of property rights system of rural credit cooperatives must be based on the actual situation, in order to realize the innovation of property right system and establish clear property right restriction and corporate governance structure.