Research On The Rural Old-age Insurance System Under The Guide Of Public Finance

From 1990s, reform in social pension plan in rural china progressed in some extent. But it had many problems for some reason and was once stagnated. It was neglected because people put too much attention on social pension plan in urban place. With ageing coming in rural place, social pension plan causes attention and research.The traditional family structure changed with market economy system reform and family plan, and problems of ageing in rural place causes much trouble in family security for elderly. We must find a new way for elderly. The rural areas at present are not equipped with the conditions of old-age insurance system of modern society on the whole. However, given the current situation, in order to satisfy different needs, the essay suggests that it should be reasonable to establish the systems of basic pensions, gender pensions and commercial retirement insurance respectively.Our country is on the crucial period of transition of economy, there are lots of researches on the urban old-age insurance system, however, these researches are lack of systematical analysis and scatter on the questions of rural economy, rural development and rural demography. Thus, the researches are assorted with other problems without one focus. Moreover, these studies do not consider the rural old-age insurance as one public thing from public financial perspective, which means that government has not involved in. This essay posits the research on the reform direction of rural old-age insurance with Chinese characters from public financial perspective on the foundation of experience, theory and methods of Chinese and foreign countries'old-age insurance systems.This essay makes systematical research on rural old-age insurance from 4 aspects:The first part of the essay makes clear illustration on old-age insurance theory based on the public financial system.The second parts mainly focus on the economic analysis on rural old-age insurance from provides and needs two aspects based on numerous data.The third part offers suggestions with the sources of successful experience of developed and developing countries who implements rural old-age pension system.The forth part offers the construction on the background of public finance. Initially, the current development situation of rural old-age insurance has been analyzed and the current problems have been put forward. Then, the essay focuses on the construction of rural old-age insurance system on public finance construction.Finally,the essay offers suggestions on the construction on the macro-economical perspective.