The Study On The Competitiveness Of Insurance Base On Panel Date Model

This thesis regards international competitiveness of insurance industry as the research object which studies the theories, the evaluation and analysis. The author wants to explore the characteristics of insurance industry competitiveness and its determinative by analyzing and evaluating the insurance industry competitiveness, and to detect the advantage and shortage of the Chinese insurance industry competitiveness, and investigate its reason. It is the theoretical base for promoting the Chinese insurance industry competitiveness. The main contents are as follow:Firstly, the author studies the related insurance industry competitiveness theories according to the concept of the industry competitiveness, and precedes the system analysis to the source of the insurance industry competitiveness. It detailed analyze the formation mechanism of the insurance industry competitiveness from the structural in competitiveness of insurance industry, while we sets up the basic theories analysis frame of the insurance industry competitiveness on the base of formation mechanism.Secondly, we use the panel data model that is appropriate to insurance industry competitiveness to proceed the substantial evidence analysis to the insurance industry competitiveness, and draw some conclusions as follow: the first, the level of the insurance industry competitiveness synthesizes in each country is unbalanced, and the order about the level from high to low is gradually for prosper the nation, new industry turn the nation, developing country. And different level of competitiveness has the different characteristics; the second, nations (regions) with different level in competitiveness of insurance industry have different determinatives, and their influence on competitiveness is not alike; the third, the insurance industry competitiveness of the Chinese is disadvantage.Finally, and taking into account the practice according to Chinese present condition and the reason, we think if Chinese put forward to promoting their insurance industry competitiveness, they must start out both macro view and tiny view , and from the manage, human resource, insurance creative, the economic finance development and develops the environment, social political system ,society policy and law environment etc, and take the synthesize measures to promote Chinese insurance industry competitiveness.