Discussion On The Improvement Of The Basic System Of The Insurance For Aged In China

The Basic System of the Insurance for Aged is core of the socialsecurity system in china, which plays a very important role in constructing ourSocialist Market Economy and stabilizing society. Consequently, the fund of theinsurance for aged can also be viewed as the "lifeblood" for the commonpeople, and is an important straagic reserve for the state.After a 20 years' development, with no experience at the beginning the BSIAhas already made some achievenments. meanwhile, it should not be neglected thatthe system stile has many defects, such as the inadequacy in the law system, fundand its raising the lacks in its coverage, the method for its fund-raising, the measure forvalue-keeping, and increasing, and hidden dangers in the management and operation ofthe fund. then, the writer intends to make some ana-lysis and discusses on how to perfectour social security system by taking the social security law and labor law as social law.The writer suggests that the perfecting of our BSIA should be discussed aroundthe word-fund, The part of the paper "specific proposes on perfecting our BSIAin the enterprises" contains 6 parts, which are all talked about the raising of fund, themanagement and operation, and keeping and increasing its value. what's more, thewriter proposes to establish and perfect the legislation of the social security system, solvethe problem of aging population, perfect the system for raising fund. enhance thesupervison for its management and implement and expland the coverage of theinsurance for the aged.The thesis is composed of 3 main parts:The 1st part introduces the conception, origin, basic function, features of theBSIA as well as the difference with the commercial insurance for the aged. as theBSIA is a kind of brand-newConception to most people in chind, the writer has to draw a skeme for the readers.The 2nd part made some statements on the essence of the BSIA, the significanceof perfecting the BSIA and the historical course of its reformation, it also analyzes the defects and points out the aspects to be perfect of our BSIA.The 3rd part proposes the specific ideas on the perfecting of BSIA is to establishand perfect the laws and regulations of social security; rectifying the raising system toinsurance the accomlishment of the fund; increasing incomes and cutdown on expenditureas well as broaden sources to solve the problem on the aging of population; enhancingsupervison to ensure its security and keeping and increasing of its value and improvingmethods of raising fund. the paper discusses the feasibility and value in practice of theseproposes, and acknowledge the shoretage of them.The end part suggests that the coverage of the BSIA be expanded. in thecourse of expanging, it is considered by the writer that perfecting legislation isroot, strictly exeacting is force, making every effort is ensurement, At last it founds thatthe BSIA is an important basic system which has to be perfected with the reformation onfields of politics. economy and law, etc. A nd it will be of significance to establish anaccomplished set of BSIA for our state.