Research On Optimizing Financial Ecosystem Of China

Over the past few years, the reform of financial system has arisen wide andheated discussion. The paper applies the ecology theory to the research of financialsystem. Financial ecology is a new concept arisen from nature ecology. When we usethe ecology methods to analyze financial problem, we can find that financial system isa living system with many ecological features and has lots of characters of naturesystem. Such as finance system experiences from primary to advanced; the form offinancial system base on political,economic,cultural and legal environment; In thefinancial system ,there are lots of adjustment mechanisms whose affection islimited .Due to the above ecological features ,the paper defines financial ecologicalsystem as follow: the financial ecological system is a dynamic balanced system wherein order to survive and develop ,sectors of the financial system set up differentadjustment mechanisms and financial subsystems by means of mutual cooperationand division of labor .On the basis of ecological methods and achievements, the papersets up a comprehensive evaluating system for the financial ecology. According to thecriteria, the paper studies the status of Chinese financial ecology .Furthermore ,thepaper finds out many problems of Chinese financial ecology, for instance: financialsections confront lots of property rights and financial market structural problemswhich hinder china's financial development ; there are many problems in Chinesefinancial ecological environment ,particularly legal environment which is the core offinancial ecological environment and has significant influence on stability and balanceof the financial ecology. Besides, leading by the government, China is in the transitionfrom a planned economy to the market economy , therefore the economicdevelopment does not display clear cycles as the matured economies do. Meanwhile,Chinese government interference has negative impact on the affection of financialadjustment mechanisms. In view of above financial problems, it puts forwards somesuggestion to improve Chinese financial ecology in the end of the paper.