Enterprise Credit Guarantee Co., Ltd. In Dalian City Risk Control

For SMEs, credit guarantee is a important measure to get funds they demand, It help SMEs promote credit and enjoy a high prestige in finance, guarantee industry is full of high risk, guarantee institutions are institutions of managing risk, the function of guarantee is to reduce risk, how to run risk for guarantee institutions rely on their ability to manage risk.Firstly, credit guarantee's development in developed countries is introduced. And the status quo and questions of guarantee industry in our country are analysed.Secondly, DLCGF is introduced, what account for guarantee risk and what sorts of risk are discussed. And measures of guarantee risk are provided. 3 cases from DLCGF are analysed. They illustrate the course of reducing risks, the cases make us realize the complex of risks, enhance risk awareness ,follow and check the items, find risks in advance, grasp key points and breakpoints, adopt positive measures to avoid or to eliminate risk, the rest 3 cases illustrate the risk can't be compensationed by business' profit , we should avoid guarantee risk through business innovation. Jiecheng company, profit dividend to guarantee; Zhonglong company, fixed return to guarantee; and maidi company, option to guarantee, all the solutions have their own advantages.