Research On The Reform Of Urban Staff Old-age Insurance System

The urban staffs old-age insurance system is the main body of our country's society old-age insurance system, is country's society cares for the aged the prop and it's support, is the important content of our country's social security system modernization. Therefore, thorough studies on the urban staff's old-age insurance system in the point of reform to promote the economy to growing, and the maintenance social stability has the significance in theory and practice. The paper precisely being with the pattern analysis on the old-age insurance system, from macroscopic aspects and microscopic aspects inquired into the urban staff old-age insurance system to suits our country national condition. On macroscopic aspect we should arrange the good relations between insurance (safe) and the efficiency, suitably manifest "the efficiency first, the proper attention to both is fair" as principle, Based the national condition, we should determine the appropriate safeguard level; and Strengthen the old-age insurance legislation construction. On microscopic aspect we should persist practicing the multi-level old-age insurance system and multi-level finances as the principle; strengthen the management and the operation of the old-age insurance fund. These fundamental researches regarding the currently deepen our country urban staff's old-age insurance system reform, has the important instruction function.The paper launches the elaboration from four following aspects: Chapter One being with the analysis on the urban staff old-age insurance system, has carried on the elaboration and the comparison of the urban staff's old-age insurance system related basic theory. Chapter two, has mainly analyzed our country urban staff old-age insurance system development history and the reform present situation, some difficult positions and their reason. Chapter Three, the goal which constructs from the system, finances aspect comparative analysis US, Sweden, the Singapore three typical countries and so on pattern and management way old-age insurance system patterns, and obtains constructs adapts our country national condition old-age insurance system is a country old-age insurance system construction key; The old-age insurance finances the pattern choice is the core conclusion which a country old-age insurance system constructs. Chapter Four, for difficult position which appears in our country's urban staff old-age insurance system reform, the author proposes following several aspects countermeasure: first, persist" a series minute union" and remolds the institutional framework; second, increase income and reduce expenses the balance fund, and solve super annotation fund historical debt; third, guarantees the value increment using the market investment realization fund; fourth, the perfect system society supervises the mechanism; fifth, strengthens the old-age insurance legislation work.The whole text utilizes materialism epistemology principle, unites" doctrine that everything has two aspects" and "key theory" analysis method, generalized analysis domestic and foreign old-age insurance system pattern development superiority and insufficiency. And then thoroughly analyzed our country's urban staff old-age insurance system reform present situation in this foundation, further unifies the our country unique national condition, has provided the countermeasure and the suggestion for the system reform.