Medical Insurance Of Peasant-workers Policy Analysis In Jinan City

Peasant-workers,as a special group and a big social vulnerable group in social transitional period of China,contribute more to China modernization construction and have been an indispensable force of China modernization construction.But the group's right of social security was not guaranteed,which brought attention of academe and government.among in these social security,Medical insurance of is one of the three social security items Peasant-workers cried for(pension insurance,work injury insurance,Medical insurance).The living and working condition in urban areas of Peasant-workers are the most dirty,the most tired and the most danger,so the very bad condition don't guarantee,even damage Peasant-workers' health.Peasant-workers' slender income can't assume high fee-for-service,which not only goes against their health,results them in poverty,but also does against accumulation of human capital in modernization and city development and stabilization.In Jan.2006,State Department issue the tiptop file so far about Peasant-workers《State Council about solution agriculture laborer question certain opinions》——do explicit request about solving problem Medical insurance of Peasant-workers.According to《State Council about solution agriculture laborer question certain opinions》,local governments have made the problem of Peasant-workers' Medical insurance into agenda and the Medical insurance policy startup.There is somebody paying for Peasant-workers' fee-for-service,Peasant-workers' right of health get guarantee in a certain extent.But,Peasant-workers' particularity and complexity make Medical insurance policy difficult.Policy is right and perfect,which is the base and guarantee of policy-execution and achieving policy effect.If the policy have defect,policy-execution and policy effect must be affected.The text look forward to through study to policy,mainly study to the three factor of policy objective,raising and paying funds and choosing designated hospital,advance rational and feasible advices,offer pledge for policy-execution and Peasant-workers' right of health.At present,Peasant-workers can join in three kinds of Medical insurance policies mostly in city:The urban basic Medical Insurance,The integrate Social Security and Catastrophic Medical Insurance(CMI).The article aims at Catastrophic Medical Insurance which is broad comparatively to analyze and take the city Jinan's for example.Based on the Medical insurance policy's ration,the text analyses Medical Insurance of Peasant-workers Policy in Jinan City,which is representative.The text has five parts:Part 1 is value orientation of Medical Insurance of Peasant-workers Policy.Text chooses social justice,economic benefits,social feasibility,Peasant-workers' demand oriented as the basic value point.Part 2 is policy——《about agriculture laborer attending Medical insurance question certain opinions》of Jinan analysis,mostly through comparative analysis method,analyzing the three key factors of policy objective,raising and paying funds and choosing designated hospital.Part 3 is systems restriction,namely analyzing correlative systems which affect Medical Insurance of Peasant-workers Policy-execution great,including household register system,employment system,fiscal institutions and state land system.Part 4 is policy adjustment:一,combination and join of Medical Insurance of Peasant-workers Policies;二,making channels of raising funds multiple;三,rationalizing the Forms of payment;四,establishing and perfecting the entry and exit mechanism of designated hospital;五,eliminating the system restriction.Systems restriction analysis and design are the bright of the text,especially state land system,the text designates the system in the point of figuring out Medical insurance funds and land's scale operation.