American Social Pension Insurance Revolution And Its Inspiration

Based on an analysis of the feature and tendency of U.S and China's annual birth number, it had a similar population trend between China and U.S of 20 century. The similar population trend bring on the similar aging tendency, the two countries will meet their peak of population aging respectively in the not-too-distant future. The peak of population aging means the amount of elderly population will increase rapidly, elderly dependency ratio will rise unprecedentedly, the payout of retirement pension will multiple. U.S had taken many preparations to get through the aging peak, the text analyze the process of American social pension insurance revolution, the author believes that the measures proposed by U.S reformer and taken by the U.S government should be used for some references for China.The first part: Include the origin of this question, literature retrospect, the definition of concepts. Introduce the significance of the research, abstract the viewpoint of endowment insurance reform of domestic and overseas, show reason of the text.The second part: Be illustrated with diagrams and dates, the author point out that it had a similar population trend in 20 century between China and United States, the two country come through"baby bust– baby boom– baby bust"similarly. With U.S"baby boomer"and China"Culture Revolution Generation"being aging, U.S and China will expose themselves to heavily support burden, their's social pension insurance will be difficult to sustainable and must be reform.The third part: Analyze the process of American social pension insurance revolution, the text deem excessive increase of welfare expend in the 1960s, oil crisis in the 1970s, the rise of conservatism in the 1980s provided chance to social pension insurance revolution. With a view to future, U.S governments utilize American's unique predominance—emphasize individual duty, advocate free market, perfect competition mechanism to reform their social pension insurance. The measures include develop more brance insurance system, build the social security trust fund, receive higher social security salary tax, restraint early retirement, encourage retire lately and add the private sector of pension system. The forth part: Summarize the experiences and lessons of American social pension insurance revolution. the author points out that the guidance thoughts of American social pension insurance revolution deserve reference, which include lay their eyes for a long-term, prepare for foul in fair weather, the measures can be transplant to China ,which include develop more branch social pension insurance system, establish social security trust fund, restrain early-retirement, transfer finance surplus to pension fund and so on.