The Research On Knowledge Gap Of Small And Medium-Sized Enterprise Financing

In recent years,the important roles of SMEs displayed in our country's economic development and social progress have already obtained the widespread approval from all walks of life.However,with the deterioration of economic environment at home and abroad,the development of SMEs in China has experienced sterner and sterner test,especially the great difficult financing problem has highlighted its bottleneck effect day by day.How to solve the financing problems of SMEs in order to promote its leap frog development is significant to our country's economic transition.This article is focused on the financing plight of SMEs in our country,and conducted the empirical study of SMEs in Huadu district of Guangzhou on the basis of reviewing the relevant theoretical results at home and abroad.Different from the traditional theory of credit rationing paying great attention to the exterior restraint of the bank aspect,this article mainly studies the influence of SMEs' own knowledge level on its credit financing,constructed the SMEs' subjective restraint credit gap the model resulted from their knowledge gap,conducts in-depth analysis of the knowledge gap problem in SMEs' financing in conjunction with the related cases,and proposes suggestions and countermeasures of alleviating SMEs' knowledge gap.