China's Urban Housing Security Research

Housing is a basic human right, it not only concerns the well-being of the citizens,but also concerns the stability and equality of society. As the town housing system reform going on in depth, the market mechanism is playing an essential role in optimizing the allocation of housing resource. Due to the market failures, the low-income residents' housing payment power is lack, and they can't get essential housing if depending on themselves. Especially in recent years, the housing price has been rising rapidly, which makes the low-income residents can't afford so high price. The government must establish and implement housing guarantee system to help them solve housing problem.It is of great importance the housing policies to guarantee the housing rights of low-income residents in China's urban areas, and it is the indispensable responsibility and function of the Chinese government. So solve the housing problem of low-income households in cities and towns is a significant policy which influents the social orders and the sustained development of economy. About the research of the urban low-income households problem, having mentioned the front of the theoretical research naturally.Since the housing system reform begins, our government adopts a series of policies to supply suitable housing for the low-income residents. Now, the town housing guarantee system includes the economical and suitable housing, the cheap-rent housing and the housing accumulation fund. These measures make the low-income residents dwell better, but there are some limitations, which require us to innovate the housing guarantee system. We should establish one more scientific, reasonable efficient and fair housing guarantee system and the housing market conditions, which can help the low-income residents, and speed up building the harmonious society.The target of our country's House Security Institution is: on the existing base, each local government should establish the House Security Institution with a pattern of commercial and welfare policy as soon as possible, the starting-point of which is Minimum House Security Institution (Low-rent House Security Institution), the security methods of which is multiple and the security level of which is low starting-point and multiple. The multiple security methods include: supplying security houses through diverse ways, establishing the supply system of security houses that taking the affordable decent housing and low-rent housing as the principal things, increasing the policy housing fund support, improving the house financial system, Housing consumption gradient and Multi-level housing market linkage etc.This text discussed Shanxi urban residents housing security problem of families having medium and low income households more detailed from the setting out, development, preliminary practice and improvement overall thinking and counter measure of low-income households housing problem. Trying hard to conceal the origin and measure of solving the problem, in order to suit the development of the Shanxi government with the basis of policy-making...