| The postal savings from 1986 the instauration started, after more than 20 years of development, although have already been finished the whole country overlay city country the net orders noodles the most wide, trade sum at most personal financial service network, but because of it long-term "saves a loan not" management the check and supervision of way, not only makes the village funds canned not get reasonable exploitation, but also causes the ability that it resists market risk the weakest, become the heavy burden of central public finance. For working out these problems, the postal service saves of system's reforming power be necessarily going. On December 31, 2006, Be agreed by State Department, the Chinese silver Jian will formally grant Chinese postal service savings bank to start practice, agree Chinese postal service group established by lately the companies set up " Chinese postal service savings bank limited liability company" by the whole management type property set. From that time on, each province of whole country, city, interborough postal service savings bank continuously the nominal quotation carry a camp. In March, 2008, the sweet Su saves postal service savings bank in the silver City to formally establish. As a business enterprise that is being placed in the lately old mode alternative stage, in its luck camp process, unavoidably be subjected to the influence of originallying possessed the business model, as a result exist many be unsuited to a rules even is the problem that violates the rules to operate. These problem not only seriously influenced postal service savings bank of health, rapid development, and against the construction principle of rule of law society, the Ji needs solution with perfect. Therefore, this text author to sweet Su province postal savings bank in the silver City carried on in great quantities meticulous investigation, aim at actual existence of many illegally violate the rules problem, put forward a related suggestion, hoped to have to definitely draw lessons from a function. The full text is mainly divided into four parts:First part, the basic general situation of our country postal service savings bank. Mainly introduced the development process of our country postal service savings bank and establish reason and organization structure, to our country the postal service savings bank carry on simple introduction.Second part, the sweet Su province silver City postal service savings bank present condition investigates. For the sake of solution what postal service savings bank in the silver City exists illegally violate the rules circumstance, with《in property the commercial bank admit implementation way》is basis, to employee constitute circumstance, the safety device installs a circumstance and takes charge of power allotment circumstance etc. to carry on detailed introduction elucidation.Third part, the sweet postal service savings bank existing law problem in Su province silver City is analytical. Take second parts of the survey data as foundation, analysis and the summary postal service savings bank in the silver City in the middle of physically conducting exist illegally to violate the rules a problem. Mainly including employee law professional foundation is weak, the county class pays to go the organization parts of Gao Guan's personnel's qualificationses to violate the rules and take charge of laws not adaptability, violate the rules to conduct behavior to a little bit widespreadly wait aspect.Four-part cent, the postal service savings bank develops of counterplan and suggestion. Pass the analysis of third part dialogue postal service savings bank existing law problem in silver City, combine successful experience of other commercial banks, have already aimed at sex ground put forward what time how help the postal service savings bank to match rules management by law of suggestion and counterplan. |
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