Study On Rural Old-Aged-Insurance In The New Period

The rural old-aged-insurance is an important component of rural social security. Proceed from the actual situation of area, and adapt to development of the times call for, then probe the system arrangement effective the guarantee resolving a peasant providing for the aged and their supporting measures, all above have very significant significance to the fundamental life rights and interests ensuring the rural area resident,cope with aging of population pounding , push forward birth control basic policy of a state , safeguard social stability , establish a socialist market economy, promote economic growth and social progress of our country.On the basis of anglicizing the aged ensures relevance theory, and combining with anglicizing the difficult and focal problem in rural social security mechanism construction, this article has greatly placed emphasis on the research of rural old-aged-insurance system construction of Lai Wu City, to discuss some effective countermeasure and suggestion on the rural old-aged-insurance. The whole article is divided into the following five parts:Part one is the foreword, which introduced background, purpose and significance of the studying, analysis research results of domestic and foreign scholars on the theory of rural old-aged-insurance, and summarized the major research Contents and methods, and on this basis, pointed out the innovation and shortcomings.Part two is the basic theory of old-aged-insurance, which summarized the major economics and sociology that closely related to old-aged-insurance. Economics include the exchange of inter-generational economic theory, welfare economics, "social market economy" theory, and public economic theory; Sociology major, including family pension theory of responsibility within and doting on - over-reliance on theory.Part three is the research of rural old-aged-insurance system construction of Lai Wu City. On the basis of reviewing of Several patterns of rural old-age that Laiwu has gone through, this part focused on the different forms and function of Family pension, Land Retirements, retirement communities, Social old-age and"Lai Wu City pattern". At the same time, used comparative analysis, analyzed the main features and difference of different groups in rural areas on the current old-age security. The study found, the income gap between the demand for rural old-aged-insurance had little effect, however, the occupational and age differences is so big. Then, On this basis, focused on the new round of Reform on rural old-aged-insurance of Laiwu City, described the "one-mode, two channels, three mechanisms" system model and the specific steps in detail, and analyzed the effectiveness of it.Part four is the anglicizing on rural old-aged-insurance that Laiwu City facing. On the basis of analyzing separately the family old-age security system, land old-age security system, old-age security system of migrant workers, preserve and increase the value of basic old-age insurance in four dimensions at present. Analyzed more in-depth the deep-seated reasons of rural old-aged-insurance that Laiwu City facing.Part five is the solution to advance the rural old-aged-insurance of Laiwu City in the new period. From the current reality of the situation, combining with some research theories, put forward some tentative ideas and measures of advancing the rural old-aged-insurance of Laiwu City, as well as the direction of supporting systems reform.