Research On Shaanxi Province Rural Credit Cooperatives' Agricultural Loans Support The Growth Of Farmers' Income

The development of rural finance plays a very important role in solving our country's "three dimensional rural" problem. Solving three dimensional rural problem needs massive investing funds, the Rural Credit Cooperative is regarded as the main role of rural finance, the question that how to realize the Rural Credit Cooperative supporting three dimensional rural problem's development in a deep degree is urgent to solve.Based on the qualitative analysis of the present situation of Shaanxi Province Rural Credit Cooperative management,supporting agriculture' s development and it's existence question, from the angle of promoting farmers'income growth, this article discusses the way of the Shaanxi Rural Credit Cooperative agricultural loan to support farmer's additionally receiving, using the CD production function to carry on stepwise regression analysis on the factor of affecting the farmers' income growth, and using the tendency forecast analytic method,and seeking for the optimal solution of the operational method, carries the empirical analysis on the question of the Shaanxi Rural Credit Cooperative agricultural loan to support farmer's additionally receiving. The empirical analysis result demonstrates, the farm price and the farmers' income has close relevance, the farm price has very important affection on the attribution of the farmers' income growth. The change of Shaanxi Province countryside employment's structure has changed the farmers' income constitution and promoted farmers'non-agricultural income increasing. The Shaanxi Rural Credit Cooperative agricultural loan has low contribution to the farmers' receiving growth, hasn't fully manifested the Rural Credit Cooperative agriculture loan's expecting effect on supporting farmer receiving growth. The average per person cultivating area's change has different influence on the farmers' income growth.Based on the theoretical analysis and empirical analysis, this article attempts to use the principle of the System Economic Discipline, to constructs the new delivery way of Shaanxi Rural Credit Cooperative's agricultural loan and the new management mechanism, in order to propose the effective policy suggestion and the countermeasure for the Rural Credit Cooperative promoting the farmer additionally receiving.The first chapter:This chapter mainly introduced the paper research's background, the goal and the significance, summarized the domestic and foreign research theory and the research technique and so on. At the same time, explained this article research mentality, the concrete research technique and the paper's innovation.The second chapter:This chapter system analyses Shaanxi Rural Credit Cooperative manageable present situation, the agricultural loan have supported farmer additionally receiving, finally introduced the Shaanxi Rural Credit Cooperative extant subject matter.The third chapter:This chapter main introduced the model, the model supposition premise, the variable, the computation obtains the Shaanxi Rural Credit Cooperative agricultural loan to support farmer additionally receiving the technical progress factor, finally carries on the analysis to the result.The fourth chapter:This chapter proposes the new delivery way and the management and operation mechanism of the Shaanxi Rural Credit Cooperative agricultural loan.The fifth chapter:This chapter proposed that promotes the Shaanxi Rural Credit Cooperative support farmer additionally receiving policy suggestion and the countermeasure.The sixth chapter:This chapter mainly introduced the development forecast of Shaanxi Rural Credit Cooperative's future.