The Research On Development Issues Of China's Rural Finance Cooperative

The "three dimensional of agroissue" has played the role to China's economic modernization factors, the core of the problem is that rural finance, rural economic reform in recent years after, the majority of the formation of a rural cooperative of rural finance, commercial finance and financial policy, private lending four in one rural financial service system, farmers in getting loans eased, but the fact that these organizations and the private sector can not solve the "grass-roots" financial problems "of rural mutual funds organization" is accompanied by the farmer specialized cooperative economic organizations in China's development arose, proved a good solution to "grassroots" financial organization, the party and the countries from 2004 to 2009, has introduced a 5 on the 1st file is in encouraging rural new forms of private financial organizations to explore and set up, the CBRC also issued a standard in 2007, "Organization of rural mutual funds" requirement, some local governments also respond to the spirit, and actively guide the establishment and development of such organizations, which are shows that between the central and local private financial organizations such forms of development in China's agricultural modernization our understanding of the role of Di, a very high level."Rural mutual funds organization" is a kind of civil society organizations, innovative forms of finance, as compared with the modern financial institutions, it has its own natural advantages: geographical, kinship, or popularity and personal connections. Again the special nature of this organization, that is "grassroots financial" nature, a good financial system should be inclusive, benefiting all sectors of human and groups. However, with any new thing, as in its early stage of development will likely have this kind of problems. Therefore, this article based on domestic, using regression analysis, practical case studies, from macro to micro and empirical use of standard analytical methods such as "mutual funds organizations in rural areas," the further development of a systematic study of the issue, dig out a lot to solve the further development of such organizations and innovative ways. Hope that these solutions put forward the further development of the organization and play a perfect reference for China's "three rural" issue to resolve building blocks.This article is divided into six chapters: Introduction, rural organizations, the basic theory of mutual funds, Mutual Aid Organization of rural financial status, rural mutual funds related organizations to further the development of problem analysis, rural mutual funds organizations to further the development of countermeasures, Conclusion.