The Research Of Development About Intermediary Business In Bank Of China Guizhou Branch

With the development of the economic globalization and financial liberalization, it is becoming increasingly competitive in the financial market and diversified sources of income in commercial banks. Because of its small risk, low cost and high income, intermediary business has become an important way to increase profits of commercial banks and one of the core competitive businesses of commercial banks.In recent years, with the continuous development of financial system reform and financial demand-driven rooting in socio-economic development in our country, Bank of China Guizhou Branch began to attach importance to intermediary business, and gradually realized the significance of the intermediary business operations as one of the important pillars in the business of commercial banks. Bank of China Guizhou Branch actively explore new forms of services, promote the new service concept, and vigorously expand their business field, and having a certain development of intermediary business. With the development of intermediary business innovation, the intermediary business amount of China Guizhou Branch is growing steadily, as well as the proportion of intermediary business income in total business income. However, compared with the requirement of the socio-economic development and well-developed intermediary business of Western commercial banks, there is still a big gap in intermediary business of China Guizhou Branch.It is using the innovation theory of intermediary business to analyze the need for the development of intermediary business. Secondly,based on the experience of intermediary business in western commercial bank. The thesis analyzed the problems faced to the development of intermediary business in Bank of China Guizhou Branch. By comparing the strategic factors and the defects of developing the intermediary business in Bank of China Guizhou Branch with other commercial banks, this thesis used SWOT method to analyze the intermediary business in Bank of China Guizhou Branch. At last, based on the result of SWOT, In conjunction with the Bank of China Guizhou Branch of the Development of Intermediary Business of practical and shortcomings, this thesis put forward measures include a innovation of intermediate business, a clear intermediate business market positioning and market segments,, improving the exchange intermediate business, strengthing risk management, and so on.