The Development Of Private Small Loan Companies To Promote The New Rural Construction In China

After 30 years of rapid economic and social development, and after the experience of the financial crisis, with the "twelfth Five Year Plan'"s continuing, our country will face the urban-rural integration, industrialization, modernization, and the comprehensive realization of industrial restructuring and industrial upgrading, also many other tasks, in order to realize the ultimate goal of a comprehensive well-off. The overall development of the countryside, the farmers and the agriculture, all of them need to be promoted, and to be focused in a long time. During China's 30 years of rapid development, due to the actual conditions and various institutional arrangements, and other unfavorable conditions, rural areas'development has lagged behind.However, our country wants to continue to achieve sustainable development, there are still many problems to solve. Among them, the lack of financial support in rural areas and the low level of industrialization of agriculture are the most serious questions. Rural development has a huge demand for funds. On the contrary, due to overcapacity, unfavorable investment environment and other issues, the city has a lot of idle capital and surplus of organizational structure and experience and so on. If we can capitalize the surplus capital in the cities, and based on modern financial and manufacturing organizations, the formation of agricultural industries and new forms of financial, the longtime development will be realized. Combining the microfinance-loan corporation and social enterprises, we may find a new way to resolve the peasants' problem, which have lived in the rural and, we may also find a new way of development process of the countryside and the agriculture.The first part, while reiterating the importance of building new countryside, we point out the current institutional bottlenecks in our rural development, that is the lack of rural financial support and the lack of organization of production; The second part, introduced and summarized rural development at home and abroad for the formation of various financial and social enterprise in order to get experience and enlightenment; also we summarize the current development of China's microfinance-loan corporation; Based on the previous first two parts, the third part derived from the analysis of the theory of the agriculture's development and new rural construction, we come to the conclusion that we must find a new way to combine the common agricultural industry and rural finance support; The fourth part, put forwards practical proposals for the development, that is to attract private capital invest to microfinance-loan corporation, and it will contributes its private financial power, activates the rural and urban investment motivation, and connects the financing and loan channels between the rural and urban areas in our country...