The Study On The Development Of Rural Credit Cooperatives In Underdeveloped Area In Fujian Province

To accelerate the development of underdeveloped areas in the province is building Deng Xiaoping Theory and "Three Represents" made under the guidance of one of the major strategic advance with the times, but also the comprehensive construction of a well-off society in Fujian province and an important move. Due to the underdeveloped areas of history, geographical location, and the concept of the restrictions and conditions, such as uneven development of strategic impact, relatively developed areas in terms of economic and social development level has a larger gap, but also economic and social development with greater potential, resFujiances are more abundant, and the ecological environment has not yet been severely damaged but with the deepening of reform, social development, system innovation, and less developed areas in the new round of economic growth in Fujian could achieve rapid development.However, in Fujian province in underdeveloped regions, because of their natural conditions and the economic environment of the objective conditions difference of the rural credit cooperatives in the development process and the extent constrained by factors far more than developed areas, the majority of rural credit cooperatives carrying a heavy burden difficult to maintain the survival, many credit unions also lurks huge financial liabilities, the existing economic system has been unable to adapt to the requirements of the form, with the state-owned commercial banks County outlets recovery of the rural credit cooperatives in China's rural areas have become the most underdeveloped regions largest and most comprehensive formal financial system. Due to less developed areas the rural economy is still producing food, forestry, aquaculture, livestock, and other traditional family consisting mainly of agricultural and sideline products, production is small, less the number of products, the low level of commercial and economic ties with less outside the region, it is very difficult to obtain credit from other sFujiances of funds, the broad masses of peasants have to be rural credit cooperatives to the financial services, local governments should also needs to support rural credit cooperatives, the consolidation of rural credit cooperatives at the grassroots level agricultural direction, it is particularly urgent and important.This article first reviewed the Fujian cFujianse of development of rural credit cooperatives, from underdeveloped regions perspective, the results of research on the help of others to less-developed areas in Fujian Province to define the scope, based on this, this paper Fujian underdeveloped regions of the development of rural credit cooperatives was analyzed separately analyzed Fuk the establishment of the province underdeveloped areas of rural credit cooperatives structure of property rights, business performance, organizational management, and other aspects that various problems. In light of these problems, the paper through the system economics research methods, the less-developed areas in Fujian reform of rural credit cooperatives system and the existing system needs a comparative analysis of the supply and made less-developed areas in Fujian direction of development of rural credit cooperatives. Part IV, Part III set against the direction of development of the rural credit cooperatives to the development of the Fujian relevant policy recommendations.